Fixed-scope diagnostic for financial institutions
Find out where your AI agents are quietly creating risk — before it becomes a problem you have to explain.
Shadow Audit is where you start. It is a short, structured review of how your team actually uses AI — what the agents can access, who checks their work, and what proof exists — so leadership can see where the real risk is and what to fix first.
The introductory consultation is complimentary. If we identify a workflow worth deeper analysis, you receive a defined scope, deliverables, timeline, and fixed price before any work begins.
✓ Fixed scope ✓ No system access required ✓ Decision-ready findings Or self-score first: take the free 8-minute Risk Index →
Workflow-centered
Review the workflow cluster that matters most, not the whole company.
Evidence-first
We tell you what we saw, what we suspect, and what is coming — clearly separated.
Built for action
You receive prioritized actions tied to evidence, ownership, and business impact.
What leadership gets
A workflow exposure map
Which AI-enabled workflows matter, where autonomy sits, who owns the controls, and where evidence is weak.
A findings register
Clear findings tied to likely failure modes, business impact, evidence gaps, and recommended action.
A prioritized action path
Immediate, near-term, and structural actions instead of a vague stack of observations.
A recommendation on ongoing monitoring
If exposure is dynamic, leadership should know whether recurring intelligence or Sentinel-style monitoring is justified.
AI Act implementation is entering a new phase.
Obligations now apply on different timelines depending on the system, role, and use case. AgentRisk maps the requirements relevant to the workflow in scope against the current implementation timetable.
Our findings draw on a continuously maintained evidence graph of agentic-AI incidents, enforcement actions, and regulatory expectations — mapped to your actual workflow rather than generic headlines.
How it works
A narrow diagnostic designed to surface real exposure quickly.
A fixed-scope, workflow-specific diagnostic. The audit may recommend remediation by your team, an existing provider, an independent specialist — or no ongoing engagement at all.
01
Scope the right workflow
Start with one high-value workflow or a tightly linked workflow cluster where AI already affects decisions, operations, servicing, fraud, compliance, or onboarding.
02
Collect evidence
Review process documents, ownership paths, approvals, exception handling, logging posture, vendors, and sample artifacts where available.
03
Match failure patterns
Connect your workflow to real external failure types: weak approvals, hidden tool behavior, poor auditability, dependency pressure, drift, and false confidence.
04
Prioritize action
Deliver findings with severity, owner suggestions, and a practical sequence: immediate, near-term, and structural.
05
Report to leadership
Executive summary, exposure rating, and a roadmap your board, auditors, and control owners can act on.
Best fit
Who this is for
- Financial institutions, fintechs, payments, onboarding, fraud, servicing, and compliance-heavy operations
- Teams already using AI, copilots, automation, or agentic workflows in production-adjacent work
- Leaders who know exposure may exist but cannot yet explain where, how severe, or how to prioritize it
- Buyers such as CRO, COO, compliance, audit, CISO, and AI / innovation leadership
What it is not
Avoid the wrong expectation
- Not a legal opinion
- Not a penetration test
- Not a generic AI policy workshop
- Not an open-ended consulting engagement with no scope boundary
- Not a claim that AgentRisk already has live access to your environment
Deliverables
The output should be decision-useful, not just descriptive.
Executive summary
What is most exposed, why leadership should care, and the top actions to take first.
Scope and method
What was reviewed, who was interviewed, and where the evidence is strong versus limited.
Workflow exposure map
The workflow, AI role, control owner, control gaps, and exposure rating for each in-scope workflow.
Findings register
Structured findings tied to likely failure mode, business impact, severity, and recommendation.
Pattern relevance
External incident and failure-pattern relevance mapped to your actual workflow rather than generic headlines.
Action path
A practical split between immediate, near-term, and structural next moves, plus whether ongoing monitoring makes sense.
Your exposure rating
Every audit places you on a four-level scale.
So leadership knows exactly where you stand — and what the next level requires.
Level 1
Exposed
Agents act with broad access and little oversight. Nobody can say what they touched yesterday.
Level 2
Drifting
Controls exist on paper, but agent behavior has quietly moved past them.
Level 3
Governed
Access is scoped, reviews happen, and most agent activity leaves a usable trail.
Level 4
Defensible
You could show a regulator what any agent did, why, and which control held. Today.
Why audit now
Three ways institutions handle agent risk.
| Approach | When you find out | Evidence when asked | Typical outcome |
|---|---|---|---|
| Wait and react | After the incident, finding, or complaint | Reconstructed under pressure | Explaining to a regulator |
| One-time audit | A snapshot of today’s exposure | A findings register and action path | Knowing what to fix first |
| Ongoing intelligence | As drift happens | Continuous, decision-ready | Maintaining current, review-ready evidence |
Common questions
How long does a Shadow Audit take?
The review itself is short and fixed-scope — typically days, not months. We look at one high-value workflow or a tightly linked cluster, not your whole company.
Do you need access to our systems?
No. The audit works from your process documents, ownership paths, approvals, logging posture, and interviews. Nothing gets installed and nothing connects to your environment.
Is this a penetration test or a legal opinion?
Neither. It is a risk diagnostic: where your AI agents are creating exposure, how severe it is, and what to fix first — in language your board and your auditors understand.
What does it cost?
The intake conversation is free. If the fit is right, the audit itself is a fixed-scope engagement — you know the price before anything starts. Call or message 1-929-689-9057 or write to hello@agentrisk.io.
Why this matters
Exposure is not static.
The workflow, vendor, control, and incident landscape keeps moving. Shadow Audit helps identify today’s highest-risk issues. If the environment is changing fast enough, it should lead naturally into recurring intelligence and workflow-defensibility monitoring rather than ending as a one-time PDF.
Next-step path